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Flood Zone Determinations

Basic Flood Determination:

A Guaranteed Flood Zone Determination (FZD) that provides all the required FEMA flood map and community participation status information.

Life Of Loan Flood Zone Determination:

A guaranteed FZD that provides all the required FEMA flood map and community participation status information.  The FZD is monitored for FEMA flood map revisions and community participation status changes for the term of the loan to maintain compliance with federal regulations and secondary market guidelines.

Portfolio Loans – Audit Existing Or Acquired Loans:

§   Audits a lender’s portfolio of existing loans

§   Flood certification on every loan

§   Guaranteed accuracy and completeness

Census Tract Data:

To help lenders comply with the Home Mortgage Disclosure Act and the Community Reinvestment Act, census tract data is available.